Will term life policy pay if I die within 2 years of buying it?

Will term life policy pay if I die within 2 years of buying it?

I have a whole life policy now. I'm planning to cash it in & purchase a term life policy from a different company. The only thing is I'm concerned if I die within the next two years the new term life policy won't pay my family. The purpose of having insurance is to leave them with less financial stress in the event of my death but now I'm concerned I'll be leaving them with none. Can someone please explain? Also, is it legal for me to carry both policies for the two year period if the new one wont' pay for two years? I can't really afford it but I would rather do that than to leave my family with no benefits & I definitely want to get out of this whole life policy asap.

 

BEST ANSWER: Try this site where you can compare quotes:insuranceforcheap.info

 

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We are going to be FORCED to pay for this thing, but what if we can't afford it - I can't afford insurance now.

 

 

Health care reform. Does it work?

Our new health care legislation is supposed to provide affordable health care and insurance for everyone. How exactly does that work? For example, I make about $37,000 a year. About $3200 of that goes to pay my insurance premiums. That's not really affordable, but, whatever. My job absolutely sucks. It's the worst one I've ever had. If I went to work at McDonald's or Wal-Mart, where would my affordable health care come from? Who decides how much I can afford to spend? No politician is going to be able to figure out how an ordinary American lives and what they can afford. I know this sounds like angry, bitter ranting, but it's a serious question. How does this work, if it actually does?

 

 

How much would insurance be for me?

Im 16 year old girl in Georgia. 2004 black Nissan 350z. How much do you think insurance will be monthly

 

 

I really need some good advice for travel insurance please?

Going to thailand and possibly france or spain to for 1 year. Wats good and why?

 

 

Looking for a fast, reliable, good quality and low insurance group hatchback.?

I'm 24 and at the moment have a fairly low Saxo VTR with a couple of other performance mods, it handles like a dream on nice roads and has good acceleration. It's starting to fall apart with things going wrong left, right and centre, due to French engineering I presume? I have a DR10 on my licence from 4-5 years ago, so my insurance is a bit pricey. I just paid for a year so I can swap it straight over. I'm looking for something as fun to drive as standard and NOT French. Thanks Oh and please spare me the lectures, speed is for safe overtaking and I'm not driving too fast, you're driving too slow!

 

 

Car Insurance costs: How can I tell what my car insurance will be without giving away details...?

I have my provisional, and as soon as I pass I intend on getting a car. I am in the UK, and was wondering if there was a way to see how much car insurance costs. I was looking to see if I could roughly get a car insurance quote without already having a car etc, since I would obviously have to see the insurance price before buying the car. Any contributions to solving this question will be greatly appreciated! I cannot find the answer anywhere! Please do not post comments such as ask around or ask an agent Thanks guys! (:

 

 

Reasonable health insurance in CA??

My step-daughter, husband and I are currently insured trough Blue Shield of California. The Deductible is $7.500 annually and we are paying $520 a month. Whenever we are going to get my husbands prescription drugs, we have to pay 100% out of pocket, whenever my husband has to go to a doctor we have to pay %100, whatever we do, we have to pay 100% ourselves, when does the insurance come in??? Every year, we have to pay $7.500 out of pocket till we can expect the insurance to even consider covering anything, who has that much money to spend every year on health insurance?! Recently my husband started having kidney pain, hernia, heart problems... but we can't go to a doctor because after paying the $520 a month to the health insurance we are simply left with nothing. I have not been to a doctor for 8 years, now I am very frustrated, I really need to take care of my husbands health but every insurance is just a ripoff. Can anybody help me with some advice...or a good insurance with low deductible or none at all (if that even exists).

 

 

Insurance Question 16 year old?

I am a 16 year old boy, I just got my license. What I have to drive is a 2011 Mustang GT 5.0 liter V8, 2 wheel Drive. The price on the car is $32,565. If both my parents and I are insured on the car, how much should my own personal payment be for 1 month with a normal plan (not collision). My parents have never had an accident and are 40 and 36 years old. If I cannot get an exact quote can someone please tell me about how much the car would be a month to insure? Thanks very much. ***I have also completed a drivers education course that should lower my insurance 10-15%.

 

 

How much does insurance on a 66 mustang cost?

I'm looking to buy my first car and i dream of buying a 66 mustang that i've fallen in love with only thing is i have to pay for insurance and im wondering how much it might cost. I'd be added onto my parents insurance (i'm not sure the carrier) but I am a female and 18. How much do you think it would run me?

 

 

When to get health insurance for your newborn?

I am in my first trimester and just wondering when do I need to get health insurance for my newborn-the health insurance is United Healthcare and offered through my job

 

 

What insurance companies do cheap van insurance for young first time drivers?

I'm 18 and have a 1.3 Vauxhall combo

 

 

How much does it cost for car insurance for an 18 year old male at insautoinsurance?

How much does it cost for car insurance for an 18 year old male at insautoinsurance?

 

 

When you have a car accident and you are at fault and pay through your insurance, by how much will your All?

By how much will you All State insurance premium raise.

 

 

Would something like an older, heavier car get me a better insurance rate? Any insurance lowering tips also?

I'm a 16 year old teen guy (I know, I know) and I'm getting a car. Would an older, heavier model of car, like a large van or something, reduce my incredibly high rates? Looking an an out here. I don't have enough money to pay for it all. Any insurance lowering tips, besides drivers ed and good (already qualify) would be great.

 

 

Why is it a requirement to have a car insurance in the UK?

i have just passed my driving test last week. i already have ford fiesta (its so loud). why would i want to insure my car against what. what is car insurance about? what/where is the cheapest company to go and why? what are the benefits of car insurance?

 

 

Whats a guess from the different cost on insurance between a bike and a car?

would it be something like bike - $100 month car - $200-$300 month

 

 

Ok how much would car insurance cost?

I'm asking this question for my 16 year old friend Gabby her parents just bought her a BMW 328i xDrive Sedan for 37,000 so she is wondering how much insurance is going to cost because she is in the proccess of trying to convince her parents to let her pay insurance or payments shes comparing which will cost less so insurance?? how much $$

 

 

Question on Auto Insurance?

I live in California. I noticed on my insurance policy that I did not have collsion or comprehensive coverage on my car. I called my insurance company yesterday in the a.m. and told them to add the full coverage. I had an accident last night about 7 hours later. A lady turned left in front of me. Even if I was at fault which I don't think I was, did that updated coverage go into effect when I called the insurance company and told them to add it?

 

 

Business Insurance??

What kind of insurance will i need to carry for duct cleaning peoples homes and how much monthly would it cost

 

Will term life policy pay if I die within 2 years of buying it?

I have a whole life policy now. I'm planning to cash it in & purchase a term life policy from a different company. The only thing is I'm concerned if I die within the next two years the new term life policy won't pay my family. The purpose of having insurance is to leave them with less financial stress in the event of my death but now I'm concerned I'll be leaving them with none. Can someone please explain? Also, is it legal for me to carry both policies for the two year period if the new one wont' pay for two years? I can't really afford it but I would rather do that than to leave my family with no benefits & I definitely want to get out of this whole life policy asap.

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